Compare the total cost of renting versus buying a home over time, including equity and appreciation.
🏠 Buying looks better over 7 years
Net cost to buy
$164,399
Total rent paid
$168,000
Break-even point: ~7 years
Assumes 30-yr mortgage · 1.2% property tax · 1% maintenance · 0.5% insurance · 3% closing costs · 6% selling costs
Before you rely on the numbers
Countfield calculators and guides are planning aids, not personal financial advice. Review the assumptions, compare scenarios, and verify major decisions with the relevant lender, tax professional, or advisor.
Compare the long-term cost of renting versus buying a home.
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