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🏦 Finance

Personal Loan Calculator

Calculate monthly payments, total interest, and net funds for a personal loan.

$15,000
$500$100,000
10.5%
1%36%
3 years (36 months)
1 yr7 yrs
1%
0% (no fee)10%

Loan Summary

$482.66/mo

Total interest

$2,526

Total repaid

$17,376

Origination fee

$150

Net funds received

$14,850

Before you rely on the numbers

Countfield calculators and guides are planning aids, not personal financial advice. Review the assumptions, compare scenarios, and verify major decisions with the relevant lender, tax professional, or advisor.

MethodologyFinancial disclaimerEditorial standards

Tool overview

Calculate monthly payments and total interest for a personal loan including origination fees.

  • • Monthly payment
  • • Origination fee support
  • • Total interest

Use Cases

  • • Model interest cost and payoff timelines before committing extra cash.
  • • See how one debt decision changes your borrowing position elsewhere.
  • • Use guide pages to pick a repayment strategy, not just a monthly number.

Adjacent Tools

💳

Debt Payoff Calculator

Calculate how long it will take to pay off debt and how much interest you'll pay with any monthly payment.

💳

Credit Card Interest Calculator

Calculate how long it takes to pay off your credit card balance and how much interest you'll pay.

Explore more utilities

Browse other tools in the same shared system without leaving the app flow.

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Related Guides

Read before you decide
⏳

How Long Will It Take to Pay Off Debt?

Estimate your debt payoff timeline with different payment amounts. See how accelerated payments reduce interest and years to payoff.

💳

How Much Credit Card Interest Will I Pay?

Calculate total credit card interest charges. Learn how APR, balance, and payment speed affect interest costs with real-world examples.

🚀

How to Pay Off Credit Card Debt Faster

Practical, proven strategies to clear credit card debt faster — from balance transfers to the debt avalanche — with real numbers.