Calculate your debt-to-income ratio and understand your borrowing power.
Monthly debt payments
Debt-to-Income Ratio
37.5%
Acceptable (37–43%)
Front-end DTI
23.3%
(housing only)
Total monthly debt
$2,250
Headroom to 36%
$0
Lenders typically prefer back-end DTI ≤43%
Before you rely on the numbers
Countfield calculators and guides are planning aids, not personal financial advice. Review the assumptions, compare scenarios, and verify major decisions with the relevant lender, tax professional, or advisor.
Calculate your front-end and back-end DTI ratios to understand your mortgage eligibility.
Mortgage Calculator
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Home Affordability Calculator
Calculate how much home you can afford based on your income, debts, and down payment using standard lending rules.
Refinance Calculator
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