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πŸ”‘ Real Estate

Closing Cost Calculator

Estimate home closing costs with an itemised breakdown for buyers and sellers.

$400,000
$100k$3M

Estimated Closing Costs

$16,850

β‰ˆ 4.2% of home price

Lender fees$4,000
Title insurance$2,000
Escrow/closing agent$1,200
Home inspection$500
Appraisal$600
Recording fees$150
Prepaid interest (15 days)$400
1st yr homeowners ins.$2,000
Property tax reserve$6,000
Total$16,850

Estimate only β€” actual costs vary by location and lender

Before you rely on the numbers

Countfield calculators and guides are planning aids, not personal financial advice. Review the assumptions, compare scenarios, and verify major decisions with the relevant lender, tax professional, or advisor.

MethodologyFinancial disclaimerEditorial standards

Tool overview

Estimate buyer or seller closing costs with a full itemised breakdown.

  • β€’ Itemised breakdown
  • β€’ Buyer & seller modes
  • β€’ % of home price

Use Cases

  • β€’ Estimate whether the monthly payment fits your current income and debt load.
  • β€’ Compare purchase scenarios before you speak to a lender or agent.
  • β€’ Move from payment math into affordability, escrow, and refinance planning.

Adjacent Tools

🏠

Mortgage Calculator

Calculate monthly mortgage payments, compare loan terms, and understand the real housing cost with Countfield's mortgage calculator.

🏑

Home Affordability Calculator

Calculate how much home you can afford based on your income, debts, and down payment using standard lending rules.

πŸ”„

Refinance Calculator

Calculate monthly savings, break-even point, and lifetime savings from refinancing.

Explore more utilities

Browse other tools in the same shared system without leaving the app flow.

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Related Guides

Read before you decide
🧾

What Are Closing Costs in the US?

Understand closing cost line items such as appraisal, title, lender fees, prepaid taxes, and insurance, plus how much buyers usually pay.

πŸ—ΊοΈ

Current Mortgage Rates by State

See how mortgage pricing can vary by state, why the spread is often smaller than buyers expect, and how to model state-level differences correctly.

πŸ’°

How Much Deposit Do I Need for a House?

Find out the minimum and ideal house deposit amounts, what PMI or LMI costs you, and how saving more upfront can change your mortgage significantly.